Insurance Information

Insurance Information

Yes, your insurance company should pay for the cost of your test! TestHere.com is a VIP service that excels in providing fast, accurate service. As such, we do not take on direct billing to insurance companies for every test & circumstance, but we will provide the necessary filing information by email for you to be reimbursed, if needed. Please note there are Federal Guidelines for insurance companies to follow. See the latest from President Biden here and click here to learn more about the Cares Act. If you have any questions, please contact us and we will get right back to you. If you have any concerns about insurance paying for your test, we suggest you reach out to your insurance carrier.

Yes, under certain circumstances we do accept and bill your insurance directly. TestHere.com is a VIP service that provides fast testing. There are two scenarios:

1) You are showing symptoms of COVID-19 OR were exposed to someone with COVID-19, and you disclose this when making your appointment.
    - We will directly bill your insurance carrier for your test, based on the information you provided at booking. No up front cost or payment from you is required.
2) You need a test for travel, back to school, work, or other screening purposes.
    - We will collect payment from you for this test, but supply the necessary information for you to seek reimbursement directly from your carrier.


Please read more below or contact your insurance carrier with questions.

Yes you can. There is no cost to you if you do not have insurance and select that on our website when making an appointment.

Yes, this is correct. Read the latest from President Biden - read more ». At the current time, it is part of the Families First Coronavirus Response Act (the FFCRA), the Coronavirus Aid, Relief, and Economic Security Act (the CARES Act). These rules outline who can be reimbursed and for what. We advise you to learn more information about the Acts on CMS.gov at this link as well as this link.

Yes, and we will bill your insurance directly. If you don't have insurance, you can still get tested and there is no charge to you. If you pay out of pocket for testing with symptoms or from exposure, your insurance should reimburse you for your testing. After your testing is complete, we will supply you with the needed forms to submit to your insurance carrier for full reimbursement. Be certain to properly and truthfully answer the symptom questions when you are making an appointment. Unsure? Have questions? Please contact your insurance carrier in advance of your testing.

Yes! You may take as many test as needed provided there is medical need; showing Covid symptoms or direct exposure to someone who has tested positive. Insurance most likely will reimburse you for your tests under those explicit circumstances. The best way to be certain is to contact your insurance carrier in advance of your testing.

Medical need is the determining factor. While it is proactive and admirable that you want to know, that will not be enough reason for insurance to reimburse you. When answering the symptom questionnaire on our website when making your appointment, we collect your answers to determine the medical need. You need to be showing symptoms, even if very mild, or have been directly exposed to Covid to determine a need for your test and generate subsequent insurance reimbursement forms. Depending on your symptoms, some tests may not be covered. Unsure? Have questions? Please contact your insurance carrier in advance of your testing.

Most likely not, but it's best to check with your insurance first. We do not require prior authorization to perform your test.

All insurance carriers and plans are different. Initially you may pay out of pocket. After the test is complete, we supply you with the needed forms for you to submit to your insurance carrier for reimbursement. When you fill out the form on our website to make your appointment, your answers to the questions determine "Medical Need" which generally is reimbursable. Direct exposure to someone who has tested positive for COVID or if you are showing symptoms usually determines "Medical Need." The requirements are outlined in the FFCRA & CARES Acts.

After you receive your test results, submit the attached PDF (found in your results email you received), along with your appointment confirmation & receipt, to your insurance carrier. Any codes or other needed information will be on those two documents.

Dont see an answer to your question? Please Contact Us and we will get right back to you!

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